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This is a personal site where I post items of interest and think out loud—so please join the conversation amicably in the comments.  Nothing on this site should be construed as professional advice.  For insurance, financial, legal, fashion, or other guidance, please consult a qualified professional who is familiar with the specifics of your situation.

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Unless otherwise indicated, all Scripture quotations are from The Holy Bible, English Standard Version® (ESV®) © 2001 by Crossway Bibles, a publishing ministry of Good News Publishers.  Used by permission.  All rights reserved.

Jesus-follower, hubs/dad, politico, hiker, insurance nerd, coffee imbiber, nerf herder, purveyor of snark—TIME ’06 Man of the Year.